Everyone should have health insurance, and now is the time to shop. Without coverage, you leave yourself open to potentially burdensome medical bills, or even bankruptcy .If you want health insurance coverage under a new plan to begin by January 1, 2017, you typically need to enroll by December 15, 2016. Open enrollment is scheduled to continue through January 31, 2017.
under provisions of the Affordable Care Act (also known as ObamaCare or ACA), it is a legal requirement. With few exceptions, all U.S. citizens including children must have a qualifying health care plan that covers a minimum of 10 essential standardized benefits or pay a tax penalty. You cannot be denied coverage or charged a significantly higher premium because of a pre-existing condition or your gender. All coverage is renewable, if you choose to renew it. Your health insurance can only be canceled for non-payment of premiums or fraud.


The Affordable Care Act is still the law of the land. President-Elect Trump has promised to ask Congress to repeal and replace it early in his administration, but it’s not likely that significant changes could come into effect until well into 2017 at earliest.

List the 10 essential requirement for obamacare

All plans are created and mandated by the Affordable Care Act and provide coverage for services such as:

  • Preventative
  • Emergency Care/ Hospitalization
  • Maternity
  • Pediatric
  • Mental Health
  • Lab work
  • Prescription drugs
  • Approved for coverage regardless of pre-existing medical conditions.
  • Preventative visits covered 100% with no out of pocket expense
  • ALL pre-existing conditions accepted
    • Multiple carriers allow you to select a plan that fits your budget and coverage needs.

Availability of carrier products is subject to location. Not all products are available in all locations.